Product Strategy  ·  Interaction Systems  ·  iOS

One financial system across fiat and crypto

MELD was built around a clear product ambition: make on-chain and traditional finance feel like one financial experience. As the main product designer, I helped translate that ambition into a shared transaction language that could scale across currencies, tokens, networks and different financial operations.

Two systems, one mental model

Fiat and crypto may look similar at product level, but underneath they follow very different rules. Bank transfers, token transfers, swaps and exchanges can introduce different networks, recipients, fees, timing and validation.

The principle was simple: users should not have to relearn the product every time the underlying rail changed. Keep the interaction predictable and expose complexity only when it materially changes what the user needs to know or decide.

A shared language for exchange

Crypto to crypto, crypto to fiat, fiat to crypto and fiat to fiat all use the same underlying structure. The assets, fees, networks and execution rules can change. The mental model stays intact.

The pattern had to survive beyond exchange

The same principle shaped money movement. Sending crypto and withdrawing fiat rely on very different infrastructure, yet both can follow the same progression: define the amount, identify the destination, review the operation and confirm.

From product vision to product rule

As MELD expanded, this became more than a screen pattern. It became a way to evaluate new product decisions.

When a new asset, transaction type or technical constraint appeared, the starting question was not how to create another flow. It was what was genuinely different, what could remain familiar, and how much complexity the product could absorb before passing it to the user. That helped turn a company-level vision into a principle I could use to push for consistency as the system grew.

A consistent transaction detail model

The same system extended into transaction details, allowing different asset types and outcomes to be represented through one familiar visual structure.

Transaction details graphic showing multiple MELD mobile transaction detail screens